How to Buy Property Abroad as a Digital Nomad

In recent years, more remote workers and location-independent professionals have embraced the digital nomad lifestyle, combining flexible work with global travel.

For many, the next natural step is buying property overseas—creating a home base while maintaining mobility. Purchasing real estate abroad offers stability, potential rental income, and even residency perks in popular destinations.

However, as a digital nomad, buying property isn’t as simple as a domestic purchase; it involves navigating foreign laws, visas, financing, and taxes.

This guide covers everything you need to know about how to buy property abroad as a digital nomad, from choosing the right location to closing the deal.

Why Digital Nomads Are Increasingly Buying Property Overseas

The rise of digital nomad visas has made long-term stays easier, encouraging many to invest in international real estate. Owning a property provides a personal retreat, hedges against inflation, and can generate passive income through rentals targeted at other nomads or tourists.

Today, with over 35 million people working remotely worldwide, destinations with strong internet, coworking spaces, and nomad communities are seeing a surge in foreign buyers.

Popular motivations include:

• Establishing a “home base” in a low-cost, high-quality location.
• Qualifying for residency through investment (though fewer golden visas tie directly to property now).
• Diversifying investments beyond stocks or crypto.

Best Countries for Digital Nomads to Buy Property

Not all countries allow foreigners unrestricted property ownership abroad. The best countries to buy property as a foreigner often overlap with top digital nomad hubs.

Here are standout options:

Portugal

A perennial favorite for remote workers, Portugal’s D7 passive income visa or digital nomad visa makes it easy to test the waters before buying. Foreigners can own property freely, and areas like Lisbon, Porto, and the Algarve offer strong appreciation and rental yields.

Thailand

With its new long-term visas and low cost of living, Thailand attracts nomads to places like Chiang Mai and Phuket. Foreigners can own condos outright, though land typically requires a leasehold or company structure.

Bali (Indonesia)

Bali remains a nomad hotspot with vibrant communities in Canggu and Ubud. Indonesia’s Second Home Visa can be linked to property ownership, and villas here provide excellent rental returns from the tourism boom.

Mexico

No specific digital nomad visa is needed for stays up to 180 days, but temporary residency is straightforward. Foreigners can buy property (with trusts near coasts), and spots like Playa del Carmen or Mexico City are nomad favorites.

Spain

Top-ranked for digital nomads in 2025, Spain’s remote worker visa pairs well with easy property purchases in Barcelona, Málaga, or Valencia.

Other strong contenders include Greece, Panama, Malaysia, and Croatia—all offering digital nomad visas and foreigner-friendly real estate markets.

Step-by-Step: How to Buy Property Abroad as a Digital Nomad

Research Visa and Residency Options First

Start with a digital nomad visa to live in the country legally while house-hunting. This “try before you buy” approach helps you experience the location without commitment.

Choose Your Location Wisely

Prioritize places with reliable internet, nomad communities, and growth potential. Check restrictions on foreign ownership—some countries ban it outright (e.g., parts of Thailand for land), while others are fully open.

Secure Financing

Getting an international mortgage as a digital nomad can be challenging. Most lenders require local income or residency. Alternatives include cash purchases, home-country loans, or developer financing. Build proof of income through your remote work contracts.

Hire Local Experts

Work with a reputable real estate agent, lawyer, and notary familiar with foreign buyers. They handle title searches, contracts, and any trusts needed.

Understand Taxes and Costs

Factor in purchase taxes, annual property taxes, capital gains, and potential rental income tax. Some countries offer incentives for nomads or investors.

Close the Deal and Plan Management

Once owned, consider property management for rentals if you’re still nomadic. Platforms like Airbnb thrive in nomad hotspots.

Final Tips for Success

Buying property abroad as a digital nomad requires patience and due diligence, but the rewards—a personal slice of paradise plus financial benefits—are immense. Start small, visit multiple times, and consult professionals to avoid pitfalls.

Today, with evolving visas and booming markets, there’s never been a better time for remote workers to invest in international property and turn the nomad dream into lasting roots.