The Night I Lived a Luxury Life I Couldn’t Afford

The Night I Lived a Luxury Life I Couldn’t Afford

0 Posted By Kaptain Kush

Two weekends ago, I got an invite to a private yacht party in Banana Island. Don’t ask me how—I’m not a billionaire’s child, I just know people who know people. The text simply read:

Dress sharp. No plus ones. Details when you arrive.”

Suspicious? Very.

But who says no to free luxury?

I ironed my best suit (that one I only wear for weddings), sprayed enough perfume to bankrupt myself, and ordered a Bolt to the marina.

When I got there, a sleek white yacht was glowing under fairy lights, music drifting from the deck. The kind of scene you see in Instagram reels with captions like “Soft life or nothing.”

The host—a guy named Lex, dripping in designer everything—welcomed me with champagne. Inside, it was pure madness. Influencers taking photos, rich kids discussing crypto like they invented Bitcoin, and a buffet that looked like it was stolen from a Michelin-star restaurant.

I felt out of place but decided, tonight, I’m one of them.

Halfway through the night, a girl in a silver dress sat beside me. She looked like she belonged to the cover of Vogue.

You’re not from around here, are you?” she asked.

I laughed nervously. “Is it that obvious?”

We talked. She told me her dad owned half of Lekki Phase 1 (I didn’t bother confirming). We danced. She gave me a tour of the yacht like she owned it. At some point, she whispered,

Let’s sneak to the upper deck. The view is insane.”

So we went. Under the stars, sipping champagne, she said,

You seem real. Everyone here is fake.”

Before I could reply, the yacht suddenly stopped. Crew members started shouting. Lights flickered. People panicked.

Turns out the yacht’s engine had a malfunction—right in the middle of the lagoon. For 20 minutes, we drifted aimlessly while everyone freaked out. Some guy started praying in tongues.

Lex, the host, was yelling on the phone, “Do you know who my father is? Fix this!”

The girl beside me? Calm as ever. She looked at me and said,

“See? Money can’t save you from everything.”

Eventually, the crew restarted the engine, and we returned safely. But the vibe was dead. Guests started leaving. I ordered a Bolt back home, heart racing.

Here’s the twist.

The next morning, I woke up to 20 missed calls from an unknown number. I finally picked up. It was Lex.

Bro, you left your wallet on the yacht. Don’t worry, I’ll send it through my driver.”

I thanked him, embarrassed. Two hours later, I got my wallet back—with an envelope inside. Inside the envelope?

₦500,000 cash.

The note read:

For staying calm when everyone else lost it. You’re welcome to my next party.”

That night taught me something:

Luxury isn’t just about money. It’s about moments, mindset, and sometimes, a little luck.